For your convenience, True Sky Credit Union offers a number of services that are designed to maximize the value of your auto loan.
Personal Property Insurance
True Sky CU has partnered up with several Oklahoma credit unions to form MemberHaven. MemberHaven is an independent insurance agency who offers policies for home, auto, boats and motorcycles. Click here for more details.
Accidental Death & Dismemberment Insurance
Most of us have a plan for the future, or a vision of what we want it to be. But no one can anticipate all the obstacles ahead or the risks to our loved ones. Accidental Death & Dismemberment (AD&D) insurance offers you the opportunity to plan for an unseen future, ensuring peace of mind for you and your family.
True Sky Credit Union provides a complimentary $2,000 AD&D benefit to all members, 18 and older. Enrollment is easy and you will never be billed for this complimentary coverage. The True Sky Credit Union AD&D plan provides worldwide coverage 24 hours a day, on and off the job, protecting against loss of life, dismemberment, disappearance, or exposure that is the result of a covered accident. As a member, you also have the opportunity to secure as much as $500,000 of additional coverage with expanded benefits at exceptional group rates.
Please don’t let your plans for your family be left to chance. Secure your future by enrolling online now.
Designed for all drivers who finance new or used autos, this product offers protection if your vehicle is stolen or totaled in an accident. It covers the difference between your insurance settlement and loan payoff amount. Also includes:
- Personal ID Restoration Consulting – Helps benefit holder to recover name and/or rightful credit history in the event the member has been a victim of fraud/identity theft. Call Center Consultants provide forms and will walk you through how to complete information and submit to appropriate parties.
- Warranty Registration Service – A convenience service that provides access to website where you can store all warranty and/or protection product registration information in one single location.
Collateral Protection Insurance (CPI)
Also referred to as force-placed insurance, insures property held as collateral for loans made by lending institutions. Upon signing a loan agreement, the borrower agrees to purchase and maintain full coverage insurance which includes comprehensive and collision for said collateral, and lists the lending institution as the lienholder. If the borrower fails to purchase such coverage, the lender adds CPI to protect said collateral.
State National can be contacted via their website or by calling 877.633.1614.
Mechanical Breakdown Insurance (Extended Warranty)
In the event your vehicle has mechanical issues, this product can be used to help you get it in working order. This insurance is more affordable than the products you might find at the dealership.
If you experience an unexpected life event that impacts your income, payment protection can help. Choices include life, disability and unemployment protection.
Hospital Accident Protection
Hospital Accident Protection (HAP) was created to protect individuals and families in the event that they are sent to the hospital as the result of an accident. HAP benefits are paid in cash directly to the individual credit union member or family of credit union member. Hospital Accident Protection is a supplement above and beyond regular health insurance. HAP protects members if they’re hospitalized for a covered accident by paying:
- Emergency Room Visit – $100 per accident
- Hospital Confinement – $400 per day
- Intensive Care Confinement – $800 per day
- Accidental Death – up to $5,000
HAP offers Individual coverage for as low as 17.95/month and Family Coverage for $30.40/month. Call Toll Free 1-866-304-3301 or visit Hospital Accident Protection