Deposit Rates

Type Minimum Balance Dividend Rate APY*
Regular Share Savings $5.00 0.05% 0.05%
Special Share Savings $5.00 0.05% 0.05%
E-Z Checking Deposit $25 To Open 0.00% 0.00%
^Optimum Checking (Up to $30,000) Discontinued Account 1.25% 1.25%
Money Market** $2,500 – $24,999 0.15% 0.15%
Money Market $25,000 – $49,999 0.25% 0.25%
Money Market $50,000 – $99,999 0.35% 0.35%
Money Market $100,000 – No Limit 0.45% 0.45%
Traditional / Roth IRA $5.00 0.30% 0.30%
3 Month CD $1,000 0.30% 0.30%
6 Month CD $1,000 0.50% 0.50%
7-12 Month CD $1,000 0.65% 0.65%
13-23 Month CD $500 0.70% 0.70%
24-35 Month CD $500 0.80% 0.80%
36-47 Month CD $500 1.15% 1.16%
48-60 Month CD $500 1.25% 1.26%
RATES EFFECTIVE 4/17/2014-4/23/2014

*Annual Percentage Yield – Rates are subject to change at anytime. Fees can reduce earnings on some accounts. Some criteria may need to be met to earn stated rate. A penalty may be imposed for early withdrawal.

**If the balance drops below $2,500.00, the rate will default to 0.10% APY

^Rate is for Optimum Checking accounts opened prior to April 1, 2012.